The
Louisiana Rental Dealers Association
Serving the rent to own and leasing industry of Louisiana
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LRDA – Collection Practices

 

The objective of the relationship between a customer or potential customer and any LRDA member (including each employee of the member) is a continuing mutually beneficial relationship.  All contacts with customers shall be conducted in an honest, courteous and professional manner in conformance with all pertinent laws.

  •  Each and every customer shall be treated with respect for himself or herself as an individual.
  •  There is no place for profane or obscene language in any communication with or about a customer or potential customer.
  •  Under no circumstances is there reason for violence or threat of violence to the customer or his or her property.
  •  A customer shall be contacted regarding his or her account only between the hours of 8 a.m. and 9 p.m. (local time), unless he or she provides prior consent to be contacted at other times.
  •  Contacts to a customer at his or her place of work shall not in any way jeopardize the customer’s status with the employer.
  •  In contacting a customer, members of the LRDA shall represent openly and honestly the identity of the contacting person and the reason for making the contact.
  •  There is never any justification for use of force or unusual or illegal entry to any place where the member’s property is believed to be.
  •  LRDA, by the policy statement, expresses no opinion as to the legality of the various collection practices that may be employed by different dealers.  LRDA is concerned with enhancing the image of the rental purchase industry in the eyes of the public.  LRDA is not organized to tell LRDA dealers how to conduct their businesses.

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